Firstly we’ll just say that even if a claim is unavoidable, Scuffbusters can still help, see our Insurance Claim page. But hopefully that won’t be necessary…
With car body repair rates as low as ours, a large proportion of our business is from motorists who have had a minor scrape, want to get their car back to perfect, but don’t want to claim on their insurance.
As you will probably know, insurers impose an excess figure on most policies, which means that you are liable to pay that first amount of any claim, and they will only cover whatever runs over that.
In these days of sky-high premiums, many drivers choose to have a higher excess level in return for a lower annual premium. In essence you are accepting more of the risk for a lower price. Basic economics.
But with typical bodyshop prices meaning that even minor scrapes can cost a small (or not so small) fortune to fix you may well think that an insurance claim is your only option. In some cases of course you will be right, but – depending upon your excess level – there will be many other instances where we can repair your car perfectly for less than this level. So no insurance claim. No penalties for making that claim. No unnecessary premium increases.